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Practice area

Banking & Structured Finance

Loan documentation, security creation, SARFAESI and DRT proceedings, and borrower defence.

We act for borrowers, lenders and guarantors across the credit lifecycle — from facility documentation and security creation to restructuring and recovery.

On the contentious side, we handle SARFAESI notices and possession, applications before the Debts Recovery Tribunal, and one-time settlement negotiations.

What we do

  • Facility agreements, hypothecation, mortgage and guarantee documents
  • Creation and perfection of security; CERSAI and ROC filings
  • Responses to SARFAESI notices under Sections 13(2) and 13(4)
  • Securitisation applications and appeals before DRT and DRAT
  • One-time settlement and restructuring negotiations
  • Recovery suits and enforcement for lenders

Common questions

You have 60 days from a Section 13(2) notice to make representations or clear the dues. Acting within that window is critical — contact us immediately.
Yes, before the Debts Recovery Tribunal, on grounds such as procedural lapses, disputed dues or valuation. We assess your specific facts.
Yes. We prepare the financial case and negotiate one-time settlements and revised repayment terms.